Dire-money is a Seattle-based crypto exchange and software wallet provider committed to making digital asset trading accessible, secure, and fully compliant with US regulations. We do not cut corners — on security, on compliance, or on client service.
Dire-money was founded in 2022 by a team of financial technology professionals and compliance specialists who identified a persistent gap: many crypto platforms launched before obtaining the required licenses and compliance infrastructure. We approached it differently.
Starting from Seattle, Washington, we spent our first year establishing our legal structure, obtaining required licenses, and building our technology on a security-first foundation — before onboarding clients.
We now serve verified US-based users through a regulated exchange and software wallet. Our scope is defined by our current licenses; we do not operate in jurisdictions where we are not authorized.
Every decision at Dire-money — from product design to customer support — is evaluated against these three operating standards.
We apply AES-256 encryption, mandatory 2FA, and cold storage reserves as baseline controls, not optional add-ons. No system is breach-proof, but these are the standards we maintain across all operations.
We hold a FinCEN MSB registration and Washington State digital currency exchange license. KYC/AML verification is required for all accounts. We operate only within the scope of our current authorizations.
You speak to real people when you contact us. Client assets are segregated from company funds. We document our policies and make them publicly available. Questions receive direct, factual answers.
Our team includes professionals with backgrounds in financial services, information security, blockchain engineering, and regulatory compliance. We operate internal compliance protocols including background checks, security training, and access controls for all staff.
We are a small, focused team. We do not outsource core operations. Our size means our processes are direct and traceable — which matters in a regulated environment.
Regulatory compliance is not a checkbox at Dire-money — it is embedded into our operating procedures, technology, and culture.
Registered with the Financial Crimes Enforcement Network, US Department of the Treasury. We file Suspicious Activity Reports as required and maintain full BSA compliance.
Licensed by the Washington State Department of Financial Institutions to operate as a digital currency exchange. Subject to regular examination and reporting.
Every client undergoes identity verification and anti-money laundering screening before any transaction. We use third-party identity verification and continuously monitor accounts for unusual activity.
Our platform, infrastructure, and internal procedures are audited annually by independent third-party security firms. Audit summaries are available to institutional clients upon request.
